Long-term care insurance helps pay for a range of services and support that individuals may need over an extended period due to chronic illness, disability, or the effects of aging. Long-term care can be provided in various settings, including at home, in assisted living facilities, or in nursing homes.
The primary goal of long-term care is to assist individuals with activities of daily living (ADLs) that include basic self-care activities like bathing, dressing, eating, mobility, continence or severe cognitive impairment.
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